:root{
  --black:#050505;
  --charcoal:#101010;
  --charcoal2:#171717;
  --gold:#d4af37;
  --gold2:#f2d675;
  --muted:#b9b3a6;
  --white:#fffaf0;
  --line:rgba(212,175,55,.28);
  --shadow:0 24px 60px rgba(0,0,0,.38);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#070707;color:var(--white);font-family:Arial,Helvetica,sans-serif;line-height:1.6}
body:before{content:"";position:fixed;inset:0;background:
radial-gradient(circle at 20% 10%,rgba(212,175,55,.13),transparent 30%),
radial-gradient(circle at 80% 0%,rgba(255,240,180,.08),transparent 28%),
linear-gradient(180deg,#070707,#0d0d0d 38%,#050505);z-index:-2}
a{color:inherit;text-decoration:none}
p{color:#ddd7ca;font-size:1.03rem}
.container{width:min(1180px,92vw);margin:0 auto}
.topbar{background:#000;border-bottom:1px solid var(--line);font-size:.9rem;color:#e6dbc1}
.topbar .container{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:8px 0;flex-wrap:wrap}
.header{position:sticky;top:0;background:rgba(5,5,5,.93);backdrop-filter:blur(12px);z-index:50;border-bottom:1px solid var(--line)}
.navwrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0}
.logo{display:flex;align-items:center;gap:12px;min-width:240px}
.logo img{width:210px;height:auto;display:block}
.menu{display:flex;gap:18px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.menu a{font-size:.93rem;color:#efe7d4;opacity:.94}
.menu a:hover{color:var(--gold2)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 22px;background:linear-gradient(135deg,#f7df87,#d4af37 45%,#a87811);color:#090909;font-weight:800;border:0;box-shadow:0 10px 28px rgba(212,175,55,.24);cursor:pointer}
.btn:hover{transform:translateY(-1px)}
.btn.secondary{background:transparent;color:var(--gold2);border:1px solid var(--line);box-shadow:none}
.phone{font-weight:900;color:var(--gold2);white-space:nowrap}
.hero{padding:72px 0 56px;border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:40px;align-items:center}
.eyebrow{color:var(--gold2);font-weight:800;letter-spacing:.16em;text-transform:uppercase;font-size:.82rem;margin-bottom:12px}
h1{font-size:clamp(2.25rem,5vw,5.1rem);line-height:.98;margin:0 0 20px;letter-spacing:-.04em}
h2{font-size:clamp(1.9rem,3.2vw,3.2rem);line-height:1.05;margin:0 0 16px;letter-spacing:-.03em}
h3{font-size:1.35rem;margin:0 0 10px}
.gold{color:var(--gold2)}
.lead{font-size:1.23rem;color:#f0eadf;margin-bottom:26px;max-width:760px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:24px 0}
.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:30px}
.trust-card,.card,.form-card{background:linear-gradient(180deg,rgba(25,25,25,.94),rgba(8,8,8,.96));border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.trust-card strong{display:block;color:#fff;font-size:1.28rem}
.trust-card span{display:block;color:var(--muted);font-size:.92rem}
.form-card{padding:28px}
.form-card h3{font-size:1.65rem}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
input,select,textarea{width:100%;padding:14px 14px;border-radius:14px;border:1px solid rgba(255,255,255,.12);background:#090909;color:#fff;font-size:1rem}
textarea{min-height:112px;resize:vertical}
.full{grid-column:1/-1}
.note{font-size:.84rem;color:#bfb7a8;margin-top:10px}
section{padding:70px 0}
.light{background:rgba(255,255,255,.025);border-top:1px solid rgba(212,175,55,.14);border-bottom:1px solid rgba(212,175,55,.14)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{transition:.2s}
.card:hover{border-color:rgba(242,214,117,.65);transform:translateY(-2px)}
.card p{margin-bottom:0}
.card a.more{display:inline-block;margin-top:16px;color:var(--gold2);font-weight:800}
.icon{width:42px;height:42px;border-radius:14px;background:rgba(212,175,55,.13);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--gold2);font-weight:900;margin-bottom:14px}
.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:34px;align-items:start}
.list{padding:0;margin:18px 0 0;list-style:none}
.list li{padding:10px 0 10px 28px;border-bottom:1px solid rgba(255,255,255,.07);position:relative;color:#e5decd}
.list li:before{content:"✓";position:absolute;left:0;color:var(--gold2);font-weight:900}
.cta-band{background:linear-gradient(135deg,#0a0a0a,#171004);border:1px solid var(--line);border-radius:30px;padding:38px;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;box-shadow:var(--shadow)}
.footer{background:#000;border-top:1px solid var(--line);padding:44px 0;color:#cfc6b5}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr .8fr;gap:26px}
.footer a{display:block;color:#cfc6b5;margin:7px 0}
.footer a:hover{color:var(--gold2)}
.subfooter{border-top:1px solid rgba(255,255,255,.08);padding-top:18px;margin-top:28px;font-size:.85rem;color:#9f988b}
.page-hero{padding:58px 0 38px;border-bottom:1px solid var(--line)}
.breadcrumb{font-size:.9rem;color:#bfb7a8;margin-bottom:12px}
.faq details{background:#111;border:1px solid var(--line);border-radius:16px;margin:12px 0;padding:18px}
.faq summary{cursor:pointer;font-weight:800;color:#fff}
.sticky-call{position:fixed;right:18px;bottom:18px;z-index:60}
.disclaimer{font-size:.9rem;color:#aaa29a}
@media(max-width:900px){
  .hero-grid,.split,.grid2,.grid3,.footer-grid,.cta-band{grid-template-columns:1fr}
  .menu{display:none}
  .logo img{width:180px}
  .trust-row{grid-template-columns:1fr}
  .form-grid{grid-template-columns:1fr}
  section{padding:48px 0}
  .hero{padding-top:44px}
}